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The best money transfer app Australia for small amounts is designed to avoid high bank fees. Small transfers should not cost more than the amount being sent.
https://zandervyacf.tinyblogging.com/the-best-money-transfer-app-australia-for-small-amounts-is-a-practical-option-for-students-transferring-shared-expenses-small-transfers-should-not-cost-more-than-the-amount-being-sent-82862493